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Empowering Families with Financial Knowledge
While we can't predict the future, we can prepare for it. I'll guide you every step of the way- you deserve peace of mind
While we can't predict the future, we can prepare for it. I'll guide you every step of the way- you deserve peace of mind

Hi, I’m Yessica — a small-town girl who grew up on a peaceful 40-acre farm, surrounded by animals, dirt roads, and strong family values. But one thing we didn’t grow up with was financial education. It was never taught to our previous generations, so it was never passed down to us or even taught in school.
My mission is simple:
To educate, empower, and bring awareness to the world of life insurance and financial preparation — especially in communities, where this information is often missing.
> “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
— Proverbs 21:5
This verse reminds me daily why planning matters — and why it’s my calling to help families do it with purpose and faith.
I’ve seen many families work hard, striving for a better life — but doing it without financial protection or long-term security- it can all be lost in a matter of seconds. That reality is what fuels my mission today.
After spending four years as a stay-at-home mom, I experienced firsthand the emotional and financial challenges families face. But what truly changed my perspective was witnessing a close friend’s family suffer financially after a sudden tragedy. That painful reality made me realize how important it is to be financially prepared — not just for today, but for generations to come.
I now dedicate my work to empowering families and individuals to make wise financial decisions, so they can be protected if something unexpected happens. Because it’s not fair for you to work your entire life to build a better future — and it only takes one illness or death to set your family back. It doesn’t have to be that way!
When I’m not working, you’ll find me enjoying adventures with my husband and kids, traveling, or simply cherishing quiet moments with my family. Everything I do is rooted in the goal of building a strong foundation — not just for my own children, but for other families who want to break cycles and build legacies! I am state-licensed in all states for life insurance.
I am a wife to my high school sweetheart, and a proud mama of three beautiful children — who are my biggest “why.” I'm also a follower of Jesus, and my faith keeps me grounded in service and purpose.
Let's protect what matters most. Let's build a plan together to reach your goals financially. Life insurance can add value, protect and build wealth, for your family and future generations! I believe everyone should know and understand how to use this as a financial tool, weather it's to protect what you've built, income replacement in case you ever are ill or want to take advantage of growing your money tax deferred. The BENEFITS are amazing! Let's talk! Contact me today to learn more!
-Yessica Gandara
NPN# 21317030

Life insurance isn't one-size-fits-all- it's as unique as you are! It now comes with benefits to help protect what you've built while alive! (Living benefits and cash value)

Protect and safeguard your family's future. Securing their lifestyle stays the same even after tragedy strikes.
Your income will stop but their life will be forced to continue. Bills, mortgage and debts are still due. Grieving is heavy enough- finances should not add to the load.

Some families, use life insurance as a savings vehicle to save for their children's college expenses, first car, home or even retirement since permanent insurance grows tax free. Compound interest will grow the more time it has. Many call it the million-dollar baby policies for a reason! Take advantage of the low cost of insurance- ensuring your child is always protected going into adult years locking in the rate.

Other's may use it as another form of saving for retirement. Life insurance is protected under tax code Section 7702- where it is not subject to ordinary tax (unlike 401k, 403(b), tsp etc). Grow your money tax free, with the help of compound interest while protecting it from market loss. Life insurance does not invest the money directly in the market. Zero is your hero if the market drops, you don't lose any money.

Did you know that life insurance policies can now include Living Benefits? This allows access to the death benefit of the policy while ALIVE, if you ever are chronically, critically or terminally ill. Most carriers offer this at no additional cost. This can help supplement income during life's hard moments of illness. After becoming ill, it may be hard to keep working and therefore Living Benefits can help ease that burden.

Did you know that banks have life insurance policies where they put your money and benefit from compounding interest over time? They then pay you as little as 0.01% while they gained up to 1000x more? The cash value that accumulates in a permanent policy can be accessed for any reason. You can become your own bank by borrowing against your policy and paying yourself back instead of obtaining a loan and paying someone else that interest. Or you don't have to pay it back, up to you! This is the hidden secret wealthy people are using to grow their money tax deferred.

As an insurance broker, I have access to a wide range of products with over 20+ insurance carriers. This way I am able to offer a wide variety so we can find the best customized product to fit your goals and needs. Let me so the shopping and you enjoy peace of mind!
Mon | By Appointment | |
Tue | By Appointment | |
Wed | By Appointment | |
Thu | By Appointment | |
Fri | By Appointment | |
Sat | By Appointment | |
Sun | Closed |
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